How to Buy an
Engagement Ring in
5 Simple Steps

From center stone to setting and size, we're simplifying
the process of buying an engagement ring to help you
find the perfect piece to treasure for a lifetime.

1. Set a Budget

Before selecting an engagement ring, you should decide on a budget you feel comfortable with. Many old wives' tales suggest that an engagement ring should cost three months' worth of your salary, but truthfully there is no rule to dictate the budget you set. Your budget should depend on your significant other’s preferences and your own financial circumstances. The best plan is to find a diamond or gemstone that balances size with quality at a price point that works for you. Lab grown diamonds and moissanites are budget-friendly options and we have a variety of flexible payment options including 12-month financing, layaway, and easy monthly payments via Affirm.

2. Choose a Setting

Once you’ve determined your budget, it’s time to select a setting. A ring setting refers to the entirety of the design besides the center stone — the prongs, gallery, and band (as well as any accents that adorn it). While settings are very important to the way a style looks, they’re also important structurally: they hold the center piece and should provide comfort for everyday wear.

Ring Style

Ring settings can range from luxurious halo styles to classic solitaire silhouettes and completely custom designs — so it’s definitely helpful to have guidance from a professional in picking the perfect piece. Selecting the setting can be one of the most difficult decisions to make during this process, so take the time to consider what you and your partner want: whether it’s modern, nature-inspired, or something unique. It can also be helpful to consider what types of clothing and accessories your partner typically gravitates towards to inform the style of setting you go for. To make the decision less stressful, we proudly offer 30-day free returns and exchanges on unworn items.

Metal Type

Engagement rings generally come in four different metal types: white gold, yellow gold, rose gold, and platinum (though you can choose any metal that works best for you). Trends are constantly changing, but white gold and platinum are classic choices, with yellow gold becoming increasingly popular. For those with metal allergies, platinum is the hypoallergenic choice.

Size

  • Sneak a ring from your partner’s jewelry box and take it to a jeweler to have it sized or trace the inside of the ring on a piece of paper.
  • Recruit friends or loved ones to help you covertly determine their size.
  • It’s always best to err on the large side (so that you’ll be able to fit the ring on their finger when you propose).
  • You are always welcome to order a complimentary ring sizer from our website (if you aren’t keeping the proposal a secret).
  • If the size isn’t perfect, we offer a free 60-day resize policy so you can find the perfect fit.

3. Select a Center Stone

Once you’ve decided on what style of setting and metal type your ring will be, it’s time to find the right center stone. Traditionally engagement rings are set with diamonds, but colored gemstones are also a great choice for anyone looking for something unique or a pop of color. Whatever type, shape, or color of gemstone you fall for, selecting a center stone is a vital and exciting next step to designing the perfect piece.

Diamond

4 Cs
Diamonds are the classic choice for an engagement ring. Understanding the 4 C’s of cut, color, clarity, and carat weight can help you best identify the diamond that works for your budget, ring, and preferences. We recommend selecting a diamond shape and then finding a balance between size and quality. Sometimes choosing a smaller diamond can get you a higher quality stone, while opting for an option with some color or a lower clarity grade can allow you to get a larger carat weight within your budget.


Cut
By understanding the way that light moves through diamond crystals, modern diamond cutters have established a set of proportions and angles that are known to harness the diamond’s internal brilliance. Cut refers to the facets, symmetry, and reflective qualities of a diamond. The cut of a diamond is directly related to its overall sparkle and beauty and can be one of the most important factors to consider when optimizing for the overall look of your diamond.


Color
Diamond color refers to the natural color or lack of color visible within a diamond, and is caused by natural trace elements, such as nitrogen, that were present when the diamond formed under the Earth’s crust. The color grade assigned is based on the GIA grading scale which determines the amount of yellow or grey hues visible within a diamond. Jweyo carries only diamonds within the “colorless” and “near-colorless” range (from D color to J color). The closer a diamond is to “colorless,” the rarer it is, and the more valuable.


Clarity
Clarity is determined by the visibility of natural microscopic inclusions and imperfections within a diamond. Diamonds with little to no inclusions are considered particularly rare and highly valued.


Carat
Carat measures the overall weight of the diamond, which impacts the visual size of your diamond. Different diamond shapes will hold their carat weight differently, so some elongated fancy shapes such as oval, pear, or marquise diamonds can appear to be larger than round diamonds of comparable carat weight because they have longer dimensions.


Lab vs. Natural
Lab diamonds have the same chemical, optical, and physical properties as natural diamonds, but are created by scientists above ground in a controlled environment. These diamonds are considered more budget-friendly and eco-friendly as they require no mining.

4. Complete the Purchasing Process

Financing Options

Affirm With Affirm Financing you can choose from multiple monthly repayment plans with starting rates as low as 0% APR for qualified buyers. Special financing payment plans for up to 36 months are available. It’s quick and easy - just fill out a few pieces of basic information for a real-time decision on the amount of financing you are approved for. Know up front what you'll owe, with no hidden costs.

Wells Fargo Wells Fargo allows 12 months of payment installments with approved credit. Simply apply for financing at checkout for a real-time credit decision, or contact us- New Window to apply.

Layaway Layaway is an installment-based payment plan that allows you to pay for jewelry over a period of weeks or months. Instead of paying for your purchase after you receive it, you can make layaway payments before you receive your purchase.

5. Propose!

The rest is up to you! Whichever beautiful engagement ring you decide on, your proposal should be a meaningful moment the two of you will always cherish. However you decide to propose, we wish you a lifetime of love and happiness!

Tips for Buying an Engagement Ring

Buying an engagement ring is a big (and meaningful) purchase — and should be well thought through. Here are our top tips and tricks to make your experience as smooth as possible.

  • Schedule an Appointment: It’s always recommended to give your jeweler a heads up that you’re coming in. That way they’ll have time to prepare for your appointment and ensure the type of design and center stone that you love is there. It also gives you time to consider exactly what it is that you want.
  • Timeline Planning- New Window: The perfect piece will take time to create — from design conception on your end, to the crafting process, and the shipping time it takes to get to your door. Make sure you leave enough time between purchase and proposal plan — the general suggestion is at least 2 months.
  • Custom Designs- New Window: Did you know you’re able to completely design your own ring? Designers will work with you in real time to ideate, sketch, and bring your dream piece to life.
  • Engraving- New Window: Most engagement rings can be engraved with a date or inscription to make your design even more meaningful. The only type of designs that generally can’t be engraved are eternity rings and alternative metal rings.
  • Search - New WindowReady to Ship Rings: It’s true, love can’t wait — so some engagement rings are preset with center stones so you can propose right away.
  • Temporary Setting- New Window: If you are confident about your diamond choice but would prefer your partner be involved in choosing the setting, we offer a temporary setting option. Within 60 days of your initial purchase, you and your fiancé may return the temporary setting and choose from our extensive catalog of customized mountings.